Modern, Fee-Only Planner
Live today.
We’ll plan for tomorrow.
Life-centered financial guidance for professionals in their 30s and 40s navigating careers, family, and what’s next.
Our Custodian
Our Custodian
OUR CUSTODIAN
Serving Professionals From Companies Such As:
We help you answer 3 questions:
You’re on the right track, but you still want clarity.
We help you answer 3 questions:
Am I on track for my age?
What do I need to do to
get there?
What happens to my family if something happens to me?
It’s time to get your finances in order.
Our comprehensive financial plans include the following…
Hi there! My name is Pijus, but you can call me PJ.
I was inspired to become a financial planner the day my parents were turned away by an advisor for not meeting an asset minimum. At Wealth & Plan, we believe financial guidance should be accessible when it matters most.
Yup, there’s quite a few financial planners out there. You may be wondering
What Makes Us Different?
No asset minimums
Fee-only
Technology driven
Direct text and call access to reach your advisor quickly
Helping when it matters most, regardless of age or assets
High quality service for everyone. No questions asked
Financial plans built to set you up for success whether or not you implement with us
People first
Our Pricing
Full Transparency. No surprises.
Wealth and Learn
Featured Article
Hiring a Financial Advisor? Ask These Questions First
Common Questions
-
Yes. As a CFP® professional, I am legally and ethically obligated to act in your best interest at all times. That means I prioritize your goals over any product or incentive that could benefit me or the firm.
-
I am a CERTIFIED FINANCIAL PLANNER® with nine years of experience in the financial services industry. Throughout my career, I’ve worked at JPMorgan and at a boutique financial planning firm, advising high-net-worth individuals and families on complex planning and investment strategies.
-
All client assets are held at Charles Schwab, a trusted third-party custodian. For compliance and security reasons, we never hold or custody client funds directly - this ensures your money is safe and separate from our firm.
-
If you hire us for comprehensive financial planning, we’ll meet several times during the first few months while we build and implement your initial plan. After that, we’ll schedule ongoing check-ins at a cadence that works best for you. Many clients prefer quarterly meetings, and we’re happy to maintain that rhythm if that’s your preference.
If you hire us for wealth management only, you’ll receive detailed quarterly performance reports, and we’ll conduct a formal performance review at least once per year.
-
Never. We are a fee-only firm.
-
Wealth & Plan is a fully virtual practice allowing us to meet anywhere in the U.S. at a time that works for you. If you’re local to Houston, I’d love to grab lunch or coffee in person!